Tuesday, January 4, 2011

personal finance budgets


Intuit-owned Mint.com is heading to schools today with the launch of a free, online program designed to educate middle-school students about personal finance and financial management.


Mint has partnered with educational publisher Scholastic to develop materials that parents and teachers can use to teach children the ins and outs of personal finance management. The materials includes lesson plans as well as an interactive game, to teach children money management, budgeting and goals.


For example, the program teaches children the concept of compound interest with real-life math problems, and encourages children to set goals and budgets with their own current work opportunities (i.e. babysitting).


Mint says the curriculum will be expanded to 30,000 classrooms nationwide early next year. Considering the state of the economy and credit, teaching children financial literacy and sounds personal finance practices at an early edge is an incredibly important initiative. In terms of branding, this is a big win for Mint, which can start building awareness of its tools among students at an early age.



So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?


You have the chance now! moBudget has just been released for Windows Phone 7.


moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.


Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.


By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.


Take it with you, record your data and you will see how money won’t cause you a headache anymore!


More after the break.



Key features



  • Today Hub featuring a main dashboard with intelligent indicators

  • Upcoming and overdue payments, incomes, bills

  • Color-based and snapshot styled budget bar graphs for easy reading

  • Easy and fast input for tracking either expenses, incomes or transfer between accounts

  • Budget adjustment helper

  • Actual balance and budget balance adhoc *

  • Accounts and credit cards usage recording *

  • Cash flow bar graphs and out of funds predictions *

  • Credit card payment estimations and warnings

  • Can create future operations and recurrent operations

  • Multi currency support

  • Easy month back and forth navigation

  • Account balances reconcilation

  • Password protection in two ways (partial and complete)

  • Encrypted backups

  • More…!


* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.


Screenshots



So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.

– or- direct download link for Zune.



robert shumake detroit

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake detroit

Intuit-owned Mint.com is heading to schools today with the launch of a free, online program designed to educate middle-school students about personal finance and financial management.


Mint has partnered with educational publisher Scholastic to develop materials that parents and teachers can use to teach children the ins and outs of personal finance management. The materials includes lesson plans as well as an interactive game, to teach children money management, budgeting and goals.


For example, the program teaches children the concept of compound interest with real-life math problems, and encourages children to set goals and budgets with their own current work opportunities (i.e. babysitting).


Mint says the curriculum will be expanded to 30,000 classrooms nationwide early next year. Considering the state of the economy and credit, teaching children financial literacy and sounds personal finance practices at an early edge is an incredibly important initiative. In terms of branding, this is a big win for Mint, which can start building awareness of its tools among students at an early age.



So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?


You have the chance now! moBudget has just been released for Windows Phone 7.


moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.


Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.


By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.


Take it with you, record your data and you will see how money won’t cause you a headache anymore!


More after the break.



Key features



  • Today Hub featuring a main dashboard with intelligent indicators

  • Upcoming and overdue payments, incomes, bills

  • Color-based and snapshot styled budget bar graphs for easy reading

  • Easy and fast input for tracking either expenses, incomes or transfer between accounts

  • Budget adjustment helper

  • Actual balance and budget balance adhoc *

  • Accounts and credit cards usage recording *

  • Cash flow bar graphs and out of funds predictions *

  • Credit card payment estimations and warnings

  • Can create future operations and recurrent operations

  • Multi currency support

  • Easy month back and forth navigation

  • Account balances reconcilation

  • Password protection in two ways (partial and complete)

  • Encrypted backups

  • More…!


* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.


Screenshots



So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.

– or- direct download link for Zune.



robert shumake

Free Personal Finance Software, Budget Software, Online Money Management and Budget Planner - Mint.com_1265807314614 by design is love


robert shumake

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake detroit

Several million Americans including my self frequently listen to a radio show from 1 to 4 PM Eastern in the afternoon. Unlike most political and sports talk shows, this is actually a show about you, me and everyone else. The Dave Ramsey show discusses topics of personal finance largely, but also extends to other areas of life. Every now and then the show has "theme hours" in which they accept calls on a particular topic, such as college, automobiles, the minimum wage, giving, and tipping.

One of the more popular theme hours is that of marriage and money. It's no surprise that married couples are arguing about money, usually one person is a saver, and the other is a spender. Usually one is a nerd who budgets down to every last penny, and the other is a free spirit who just pays for things as they come in. One interesting thing that most callers in this theme hour have in common is that when they refer to their financial situation, they refer to their assets and debts as "his" and "hers". For example, a woman recently called in and the husband wanted to use some of "her" income to pay off "his" student loan. These people have some issues.

When you get married, the pastor or priest will declare "and now you are one." He doesn't say, "And now you are a joint venture" or "and now you are one, except when it comes to money." You and your spouse are two halves of one whole. The second you get married, everything that is yours is your spouses. Yes, this includes savings, debt, income, and the like.

Too many couples attempt to operate separately with money. Some couples just have separate checking accounts, others even have completely separate financial lives and just split the bills fifty-fifty. This is not how marriage works. Marriage is a holy institution designed by God for us, we don't get to change the rules in the middle of the game. There are several references in the bible which state that when a couple is married, they are one, not two.

Couples who separate their financial lives often have much deeper issues of trust in their life. If they cannot trust their spouse with their money, who can they trust?

We need to quit referring to our stuff as "mine" and "hers", it's ours. "We" have an income, "we" have debt, and "we" have a retirement program.



robert shumake detroit

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake

Free Personal Finance Software, Budget Software, Online Money Management and Budget Planner - Mint.com_1265807314614 by design is love


robert shumake detroit

Intuit-owned Mint.com is heading to schools today with the launch of a free, online program designed to educate middle-school students about personal finance and financial management.


Mint has partnered with educational publisher Scholastic to develop materials that parents and teachers can use to teach children the ins and outs of personal finance management. The materials includes lesson plans as well as an interactive game, to teach children money management, budgeting and goals.


For example, the program teaches children the concept of compound interest with real-life math problems, and encourages children to set goals and budgets with their own current work opportunities (i.e. babysitting).


Mint says the curriculum will be expanded to 30,000 classrooms nationwide early next year. Considering the state of the economy and credit, teaching children financial literacy and sounds personal finance practices at an early edge is an incredibly important initiative. In terms of branding, this is a big win for Mint, which can start building awareness of its tools among students at an early age.



So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?


You have the chance now! moBudget has just been released for Windows Phone 7.


moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.


Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.


By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.


Take it with you, record your data and you will see how money won’t cause you a headache anymore!


More after the break.



Key features



  • Today Hub featuring a main dashboard with intelligent indicators

  • Upcoming and overdue payments, incomes, bills

  • Color-based and snapshot styled budget bar graphs for easy reading

  • Easy and fast input for tracking either expenses, incomes or transfer between accounts

  • Budget adjustment helper

  • Actual balance and budget balance adhoc *

  • Accounts and credit cards usage recording *

  • Cash flow bar graphs and out of funds predictions *

  • Credit card payment estimations and warnings

  • Can create future operations and recurrent operations

  • Multi currency support

  • Easy month back and forth navigation

  • Account balances reconcilation

  • Password protection in two ways (partial and complete)

  • Encrypted backups

  • More…!


* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.


Screenshots



So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.

– or- direct download link for Zune.



robert shumake detroit

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

CNN&#39;s John Roberts Joining Fox <b>News</b> | John Roberts | Mediaite

CNN's John Roberts is expected to join FOX News Channel as a senior national correspondent based in Atlanta and will be reporting on major domestic and international stories for the network. Roberts came up the ranks of CBS News, ...

Nike Air Max LeBron Soldier V – Upcoming Colorways | SneakerNews.com

Continue reading for a complete look at the upcoming colorways of the Air Max LeBron Soldier V and stick with Sneaker News for more updated information on all Nike LeBron shoes. via CK. Nike Air Max LeBron Soldier V – Upcoming Colorways ...


robert shumake detroit

Free Personal Finance Software, Budget Software, Online Money Management and Budget Planner - Mint.com_1265807314614 by design is love


robert shumake










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