9 fast fixes for your credit scores [MSN Money] "If your credit scores are below 760, you may not be getting the best rates for loans or insurance — so burnishing your scores can save you money."
3 New Ways to Save on Gas [Smart Money] "SmartMoney looked at three popular ways to get fuel on the cheap — and their potential savings and pitfalls."
New Year's Resolutions: 7 for Your Money [Money Watch] "Here are seven money resolutions that can improve your mind, spirit and bank account."
Side Income: Is It a Hobby or a Business? [Money Under 30] "Almost everyone partakes in some sort of hobby without worrying about whether it will generate income. However, as soon as you take steps to attempt to generate a profit you've got a business on your hands."
6 Simple Ways to Safeguard Against Bank Bullying [Wise Bread] "The joy of using the system against the banks? Priceless."
— FREE MONEY FINANCE
J.D. Roth, over at Get Rich Slowly, suggests that many of us have spending habits that aren't really in line with our goals. To find out if that's the case for you, Roth suggests the following steps:
- Quickly—without thinking too much—write down all the things that are important to you and that you want in life.
- Analyze your spending records over the past year by category. (You can do this easily in Mint, QuickBooks, or pretty much any financial software you may be using. You can also just take a look at what you own if you're not tracking your finances.)
- Compare the two lists.
If the two lists line up, you're probably spending the way you ought to. If they don't, you may want to consider ways to spend your money in other categories that will help you meet your goals. Every time you consider buying something, just ask yourself if it's in line with what really matters to you. That can make the decision much easier.
Does Your Spending Match Your Values? | Get Rich Slowly
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